Betting the “Hard Eight” on Health Care

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One of the best mangers I ever worked for was at a local wine shop. He knew how to motivate, he always knew profit margin and he provided even the lowest peon (me) with health insurance. I learned a lot from Steve; the difference between Pinot Gris and Pinot Noir and how not to make a suckers bet.

Steve had a head for numbers. Once a year he would arrive at work with an extra spring in his step armed with the knowledge that his wages for the rest of the year were his to keep. The logic being that all the income he had generated up to that date covered that year’s tax owed. Bizarre logic, I know, but a great conversation always ensued for the rest of the week. How much further into the year it took over the previous year, what else would you rather spend that money on…and how many hours, days, or weeks would you work to attain other things you want in life.

Keep in mind, I worked at a wine shop, it’s a very nice wine shop, but alcohol is the chief product and friendly wagers were usually a part of most “team building” activities. We all knew the tournament point differential for the NCAA, employees bonded at basement rec room craps games and the Las Vegas marathon was a notable third to the Twin Cities and Duluth races for the company running club. The Minnesota races are close to home were beautiful to run, Vegas just had better odds. The draw of Las Vegas was so appealing to one of my wine shop co-workers that he honeymooned there. Unfortunately, he and his new wife ended up walking to catch the flight home having gambled and lost everything down to cab fare.

I think that if I still worked in Steve’s shop today the conversation would have turned to heath care and how much we paid or were worried about spending in the future to secure our health. How to pay for health care has made just about every list of critical community issues I have ever seen. Many employers are currently buried by health care costs, and it’s not just the current workforce, but the growing retired workforce adding to this growing debt.

How much are we willing to gamble to pay for health care? Are the odds on health-care reform too long for us? The facts are that the past several administrations all failed to put together and pass health-care reform and that no matter what happens with the current administration attempts, our local government and employers will still be left with a large funding gap to provide health care.

I don’t have to go to Vegas to know the odds are long for passing health-care reform. The honeymoon is over my friends and there is no cab fare in the kitty. You and I are being forced to bet the “hard eight”. Fortunately, we do not have to settle for a blind bargain. Ask for more information and don’t let the “shouters” prevent our representatives from creating health care we all can live with.